Ruba field guide

Simple pricing. Full context.

Practical detail for building, selling, and operating software with Ruba.

Ruba guide

Platform fee

Ruba platform fee

6% + $0.50

per successful transaction

This fee covers Ruba’s commerce platform and ordinary card-processing cost. Buyers pay applicable sales tax on top of the product price.

Recurring subscription payments carry an additional 0.5% platform fee.

Ruba guide

Pass-through costs

These costs are not hidden inside Ruba’s margin. When incurred, they are deducted from the seller balance at cost and shown in the ledger.

International card+1.5%When the buyer’s card is issued outside the processing market.
Payment currency conversion+1%When Stripe converts the buyer payment currency.
Active payout account$2Per active payout account in a rolling 30-day period.
Cross-border transfer0–1%Country-dependent recipient transfer cost.
Payout0.25% + $0.25Applied when seller funds are paid out.
DisputeActual provider feeCharged to the responsible seller.

Refunds do not return the original processing and platform costs. Any foreign-exchange movement outside Ruba may also be charged by the seller’s bank.

Ruba guide

Tax treatment

Paid by the buyer

VAT, GST, or sales tax applicable to the purchase is added at checkout and paid by the buyer.

Handled by Ruba

As Merchant of Record, Ruba is responsible for calculation, registration, filing, and remittance for covered transactions.

Stripe Tax and related calculation infrastructure are absorbed by Ruba rather than added as a separate seller line item.

Ruba guide

A $29 sale

Product price$29.00
Ruba fee (6% + $0.50)$2.24
Seller balance before pass-through costs$26.76

International-card, currency-conversion, recipient-transfer, and payout costs are then deducted only when they actually apply.